Gentlemen,
First of all, my appollogies for my English. I am chilean and live in Santiago, Chile.
My experience is the following:
I fall down and the blades were trapt. The fan did not work after replacing the fuse.
I bought a new fan, but the spare takes 1 month to arrive from Japan to Chile. The last unit was bought to Yamaha Chile 2 days before of my case. So fan failures is a sensitive part of the Supertenere XT1200.
I decided to investigate and founded this subject that was very helpful.
I disassembled the motor of the fan and founded, as others, that the the brushes were stuck. The reason is that when the blades of the fan are suck, overheats the motor and the part that contains the brushes (plastic) shrinks. I a design failure of Nippon Denso.
I managed to move the brushes and trying to lubricate it, cut the cable that connect it to a small bar that connects the cables to the power. I wear the carbon of the brushes until it was moving easy. Welded the cutted cable, cleaned everything as explained by others and reassembled the motor of the fan. It worked again without problem.
Since I managed to repair it, a friend requested me to review his fan that was also damaged after a wash with hidrojet of his Kawasaki Versys 650cc. BIG SURPRISE... the fan motor is exactly the same brand and part number as the Yamaha Supertenere XT1200Z. The plastic blades are significantly smaller.
I did all the same and also is working again.
In his case, the motor of the fan has a small hole to drain water, but the hole was horizontal, not pointing downwards, and water was accumulated inside the motor (it is marked). Once he finished washing his bike, he turned it on in order that the heat of the motor evaporates residues of water. That caused due to temperature of the motor the start of the fan that had a short due to the water cumulated inside.
I hope this will help you to repair the motor and to avoid damages due to:
1) objects that avoid the free turn of the blades of the fan - inspect the area carefully during each maintenance
2) avoid hitting the area of the fan with water (Yamaha is much better protected than the Kawasaki Versys 650)