StephanSF
Member
I am a new (used) Tenere owner and am considering what insurance options to go for. I can add Comprehensive which I believe covers damage from the elements and theft of the motorcycle and Collision insurance which covers the vehicle suffering damage from colliding with an object or overturning - which would pretty much cover riding off a cliff or into a cliff or over a cliff or into a tree etc etc if the language is to be believed.
I asked the agent whether there was an exclusion if the collision occurs offroad and she said no, and that it would cover the cost of repairs to the bike regardless of the amount.
I am curious what insurances other have. My bike is a 2012 and I paid around $7k for it. I have a mistrust of insurance companies and am not sure that their idea of the cash value of a 9 year old bike is the same as mine. Same for the collision, will they really pay what is needed to fix it ? And will they really not say, Oh, the accident occurred on an unpaved road, we don't cover that.
What does the forum think and what kind of coverages do you carry.
I asked the agent whether there was an exclusion if the collision occurs offroad and she said no, and that it would cover the cost of repairs to the bike regardless of the amount.
I am curious what insurances other have. My bike is a 2012 and I paid around $7k for it. I have a mistrust of insurance companies and am not sure that their idea of the cash value of a 9 year old bike is the same as mine. Same for the collision, will they really pay what is needed to fix it ? And will they really not say, Oh, the accident occurred on an unpaved road, we don't cover that.
What does the forum think and what kind of coverages do you carry.