switched to geico and I saved a boat load of money ..... the carrier I was with on the new Tenere was going to be 1200 a year (no accidents or tickets ) the 2012 Tenere I traded in was through them 700 a year . so a huge jump in price for the same bike but a new bike .... never really believed that geico was a viable choice , but I plugged in all the info and clicked on the maximum coverages and the rate quoted was 600 a year . 50% savings and maximum coverages on everything (medical to the max ) and when renewal came around before I opened the envelope I was thinking "here we go " rate was the same .... no one was cheaper with the coverages I chose . and insurance like seat belts or helmets are useless till needed . the previous carrier I did not carry the maximum coverages ,always felt like I left something at home (helmet ) ....
I hope that no one has that wreck where they need their insurance , but to cheap out on financial protection is a burden on your family and I don't want that .
last September a Friday morning (my day job is a commercial vehicle driver of 42 years accident free operation ) things changed . had a pickup truck left turn into my path (just like they do to motorcyclist ,but I'm in an 80000 lb truck going 55 mph. ) I moved right to try to miss him but he kept coming . massive impact , hood blows up on my truck , cant see a thing , on the brakes as hard as I can be , try to keep truck going straight but feel it turning left , I hear myself saying ,STOP STOP STOP , hood finally falls where I can see that im about to plow into the trees . into the ditch and trees I go , truck stops and rolls over on its side . im hanging side ways in the seat belt gathering my thoughts . after a few minutes and I get the engine off and the window rolled down some guys help me out . I got a sprained thumb out of this . the guy in the pickup was lucky to be alive (s10 truck) had I not pulled right I would have hit him square on and I don't think he could have survived . he had a trip to hospital . seat belts worked for me , not having good coverage is shooting craps . never that Friday morning did I believe that I would be in a wreck like that . be prepared .