Yes, to revisit that discussion, I checked with Foremost, who have given me great rates since switching to them from State Farm two years ago. They have our bikes classified as high performance bikes and are in the highest rate category. I had them check on the category of a GS1200 and it was in a lower rate class. About a month ago, I called Yamaha Customer Service and suggested they try to get some sort of message to the insurance underwriters to explain that it is not a high performance sport bike.
Recently I did an online quote request for Progressive Insurance. It didn't ask for the model number and since I didn't have a VIN, I had to choose what category it would be in. I chose dual prupose bike, with 1200 cc engine. It came back with a very low price, under $200 per year. I got an email response and I asked for assurances that this new 1200 dual purpose bike would be that low and was told it was. At this point I will attempt to do more shopping and then when I have a VIN I can either send that to Foremost while I do some shopping for better rates, or may have time to secure a better rate thru another company, including submitting that VIN to Progressive. Your dealer will have your VIN when he gets notice of shipment.
By the way, in my experience dual purpose bikes have much better rates than high performance sport bikes. An example is that my 2008 KLR 650 is less than half the rate as my 1998 Super Hawk. The SuperTen is classified in the same class as the Super Hawk by Foremost's underwriter at this point.
